Draft for internal review — requires legal sign-off before publishing.
Privacy Policy
Last updated: [Month Year — placeholder]
1. Introduction
[Company Name] ("we," "us," or "our") respects your privacy and is committed to protecting personal information collected through this website and in connection with our lending services. This Privacy Policy describes what information we collect, how we use it, and the choices available to you, consistent with the Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations.
2. Information we collect
We may collect the following categories of information:
- Identity and contact information you provide, such as your name, mobile number, email address, and business name.
- Application and financial information submitted as part of a loan inquiry or application, such as requested amount, purpose, and supporting documents.
- Information generated through your use of this website, such as pages visited and general device/browser information.
3. How we use your information
Information collected is used to:
- Evaluate and process loan inquiries and applications;
- Communicate with you about your inquiry, application, or account;
- Comply with applicable laws, regulations, and lawful requests from regulators; and
- Improve our services and this website.
4. Sharing of information
We do not sell personal information. We may share information with service providers who help us operate our business, credit information bureaus where applicable, and regulators or authorities where required by law — always subject to confidentiality obligations.
5. Data security
We apply organizational, physical, and technical safeguards designed to protect personal information against unauthorized access, use, alteration, or disclosure.
6. Your rights
Subject to applicable law, you may have the right to access, correct, or request the deletion of your personal information, and to object to certain processing. Requests can be directed to the contact details on our Contact page.
7. Changes to this policy
We may update this Privacy Policy from time to time. Material changes will be reflected by an updated "Last updated" date above.