Terms of Service

1. Acceptance of terms

By accessing or using this website, you agree to be bound by these Terms of Service. If you do not agree, please do not use this website.

2. Informational purpose

Content on this website — including descriptions of loan products, the loan calculator, and any illustrative figures — is provided for general informational purposes only and does not constitute a loan offer, approval, or guarantee of terms. Actual terms are provided only after formal application review and are confirmed in writing before you sign any agreement.

3. Eligibility and applications

Submitting an inquiry or application through this website does not guarantee approval. All applications are subject to our internal review process, applicable law, and our sole discretion.

4. Use of the website

You agree not to:

• Provide false or misleading information in any form on this website;
• Attempt to gain unauthorized access to any part of this website or its systems; or
• Use this website in a way that violates applicable law.

5. Intellectual property

The design, text, graphics, and other content on this website are owned by or licensed to [Company Name] and are protected by applicable intellectual property laws.

6. Limitation of liability

To the fullest extent permitted by law, [Company Name] is not liable for any indirect, incidental, or consequential damages arising from your use of this website.

7. Governing law

These Terms are governed by the laws of the Republic of the Philippines, without regard to conflict-of-law principles.

8. Changes to these terms

We may revise these Terms from time to time. Continued use of this website after changes take effect constitutes acceptance of the revised Terms.